Grayson County property record for 908 Ray Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,361 sqft · built 2022 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,980 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D008 3618006 |
| Primary APN | D008 3618006 |
|---|---|
| Alternative APN |
|
| Building Area | 1,361 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 23 sqft |
| Account Number | 437880 |
|---|---|
| Street Address | 908 RAY DR |
| City | DENISON |
| State | TX |
| Zip | 75020-1432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIMS COUCH FIFTH ADDITION, BLOCK 1, LOT 6, ACRES .1722 |
| Legal Subdivision | SIMS COUCH FIFTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 400 |
Source: Grayson County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 908 RAY DR, DENISON, TX 75020-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| May 16, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| May 16, 2023 | Special Warranty Deed, Transfer NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2023 |
| Deed Sale | May 16, 2023 |
| Prior Sale | May 16, 2023 |
| Deed Document Number | 2023-00012687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 908 RAY DR, DENISON, TX 75020-1432 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 7495 ORCHARD HILL LN, FRISCO, TX 75035-0574 |
| Document Number | 0000008725 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-8725 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SHERMAN, TX 75090 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 16, 2023 |
| Property Address | 908 RAY DR, DENISON, TX 75020-1432 |
| Document Number | 0000012687 |
| Map Reference | DOC 2021-154 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023-00012687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 908 PAY DR, DENISON, TX 75070 |
| Document Number | 0000012688 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 2023-00012688 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 16, 2023 |
| Property Address | 908 RAY DR, DENISON, TX 75020-1432 |
| Document Number | 0000012686 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023-00012686 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 N WADDILL ST, MCKINNEY, TX 75069-2852 |
| Investor | Possibly a Property Investor |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,546 (+13.31%) Land $43,131 Building $222,415 | $265,546 (+13.31%) Land $43,131 Building $222,415 | |
| 2024 | $4,980.00 (+837.85%) | ||
| 2023 | $234,346 Land $28,126 Building $206,220 | $234,346 Land $28,126 Building $206,220 | |
| 2022 | $531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Communications, Inc. (OK, AR & TX), AMG Technology Investment Group, Texoma Communications, Verizon.
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