920 N Pearl St, Macomb, IL 61455 Property Records

McDonough County property record for 920 N Pearl St, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,196 sqft · built 2010
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Tax Bill	$7,698 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2025 Transfer + 1 more
APN	`11-201-038-00`

Property Details

APN / Parcel Number

Primary APN	`11-201-038-00`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	2,196 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Lot Area	102,366 sqft (2.35 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	920 N PEARL ST
City	MACOMB
State	IL
Zip	61455-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S31 T6 R2 PT LOT 2 NE ASSESSORS PLAT 4 N PEARL STREET ADD
Legal Range	02
Legal Township	06
Legal Section	31
Legal Subdivision	PEARL STREET ADD
Legal Lot Number	2
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	1
Census Block	1018
Census Tract	10600

Owner

920 N Pearl St is owned and occupied by an individual who acquired it in September 2025.

Source: McDonough County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	920 N PEARL ST, MACOMB, IL 61455-1656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Correction Deed
Sep 29, 2025	Intrafamily Transfer, Transfer
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2025
Transfer Doc	0020252702
Record Updated	Oct 29, 2026

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Oct 2, 2025
Property Address	920 N PEARL ST, MACOMB, IL 61455-1656
Document Number	0020252753
Map Reference	REC F PG 294
Instrument Date	Oct 2, 2025
Instrument	2025-2753
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N PEARL ST, MACOMB, IL 61455-1656

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDONOUGH IL
Recording Date	Sep 29, 2025
Property Address	920 N PEARL ST, MACOMB, IL 61455-1656
Document Number	0020252702
Map Reference	REC F PG 294
Instrument Date	Sep 26, 2025
Instrument	2025-2702
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 N PEARL ST, MACOMB, IL 61455-1656

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	920 N PEARL ST, MACOMB, IL 61455-1656
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002022436
Date	Feb 15, 2022
Instrument	2022-436

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.8%

Tax Assessment & Valuation

The 2025 property tax bill for 920 N Pearl St was $7,698 with exemptions applied, up 6.8% from the year before.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,698.00 (+6.77%) Homeowner's exemption Senior Citizen's exemption	$77,184 (+4.39%) Land $15,155 Building $62,029	$231,552 (+4.39%) Land $45,465 Building $186,087
2024	$7,210.00 (-9.33%) Homeowner's exemption Additional exemption filed	$73,938 (+4.34%) Land $14,518 Building $59,420	$221,814 (+4.34%) Land $43,554 Building $178,260
2023	$7,952.00	$70,862 Land $13,914 Building $56,948	$212,586 Land $41,742 Building $170,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 920 N Pearl St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 N Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MTC Communications.

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