1004 N Pearl St, Macomb, IL 61455 Property Records

McDonough County property record for 1004 N Pearl St, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,548 sqft · built 1930
Lot Size	0.403 acres (17,571 sqft)
Owner	Individual Name on File
Last Sale	$73,900 (Mar 2026)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Aug 2006 Mortgage May 2008 Mortgage + 1 more
APN	`11-200-946-00`

Property Details

APN / Parcel Number

Primary APN	`11-200-946-00`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Other
Lot Area	17,571 sqft (0.403 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1004 N PEARL ST
City	MACOMB
State	IL
Zip	61455-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 G E TRIPP ADD
Legal Subdivision	TRIPP ADD
Legal Lot Number	1
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	1
Census Block	1018
Census Tract	10600

Owner

1004 N Pearl St is owned and occupied by an individual who bought it in March 2026.

Source: McDonough County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 N PEARL ST, MACOMB, IL 61455-1658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
May 13, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Mar 30, 2026	Warranty Deed, Transfer · USDA Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Jan 18, 2011 · Amount on File
Deed Document Number	2026850
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	1004 N PEARL ST, MACOMB, IL 61455-1658
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020063980
Date	Aug 31, 2006
Instrument	2006-3980

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Aug 16, 2014

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	1004 N PEARL ST, MACOMB, IL 61455-1658
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020081819
Date	May 13, 2008
Instrument	2008-1819

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2013

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Mar 30, 2026
Property Address	1004 N PEARL ST, MACOMB, IL 61455-1658
Document Number	0020260850
Map Reference	MB 294 PG 294
Instrument Date	Jan 31, 2026
Instrument	2026-0850
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	STATE TITLE LLC, MIDSTATE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 CHAPPLES LN, MACOMB, IL 61455-8805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 N PEARL ST, MACOMB, IL 61455-1658

Mortgage

Document Number	0020260851
Date	Mar 30, 2026
Instrument	2026-0851

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 1004 N Pearl St was $2,235, up 5.2% from the year before.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00 (+5.23%)	$19,279 (+4.39%) Land $2,230 Building $17,049	$57,837 (+4.39%) Land $6,690 Building $51,147
2024	$2,124.00 (-2.48%)	$18,468 (+4.34%) Land $2,136 Building $16,332	$55,404 (+4.34%) Land $6,408 Building $48,996
2023	$2,178.00	$17,700 Land $2,047 Building $15,653	$53,100 Land $6,141 Building $46,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1004 N Pearl St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 N Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MTC Communications.

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