810 N Pearl St, Macomb, IL 61455 Property Records

McDonough County property record for 810 N Pearl St, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	3 bd · 920 sqft · built 1930
Lot Size	0.2 acres (8,502 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Oct 2011)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jan 2024 Line of Credit
APN	`11-200-915-00`

Property Details

APN / Parcel Number

Primary APN	`11-200-915-00`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,502 sqft (0.2 acres)

Location & Zoning

Street Address	810 N PEARL ST
City	MACOMB
State	IL
Zip	61455-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 JACKSONS ADD
Legal Subdivision	JACKSONS ADD
Legal Lot Number	2
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	1
Census Block	1019
Census Tract	10600

Owner

810 N Pearl St is owned by two individuals who bought it in October 2011.

Source: McDonough County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1100 E JACKSON ST, MACOMB, IL 61455-2522
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2011 · Amount on File
Deed Sale	Oct 19, 2011 · Amount on File
Prior Sale	Aug 17, 2011
Deed Document Number	20113586
Prior Transfer Date	Jul 5, 2007
Prior Transfer Doc	0020073039
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	810 N PEARL ST, MACOMB, IL 61455-1654
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	TERRILL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020182372
Date	Sep 20, 2018
Instrument	2018-2372

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 19, 2038

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	810 N PEARL ST, MACOMB, IL 61455-1654
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240134
Date	Jan 18, 2024
Instrument	2024-0134

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MACOMB, IL 61455

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	7 Months
Due	Aug 15, 2024

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 810 N Pearl St was $1,893, up 9% from the year before.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (+9.04%)	$16,336 (+8.22%) Land $2,795 Building $13,541	$49,008 (+8.22%) Land $8,385 Building $40,623
2024	$1,736.00 (-2.47%)	$15,095 (+4.34%) Land $2,123 Building $12,972	$45,285 (+4.34%) Land $6,369 Building $38,916
2023	$1,780.00	$14,467 Land $2,035 Building $12,432	$43,401 Land $6,105 Building $37,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 810 N Pearl St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 N Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MTC Communications.

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