920 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 920 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 1987
Lot Size	0.78 acres (34,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Nov 2020)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2016 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`9228-04-00-0010`

Property Details

APN / Parcel Number

Primary APN	`9228-04-00-0010`
Alternative APNs	`32192804000010` `3377303.0` `3377303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,713 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	34,003 sqft (0.78 acres)
Lot Dimensions	120 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	953 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3377303.0
Old Parcel Number	32192804000010
Street Address	920 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOTS 1 THRU 4 LEMON BLUFF 3RD ADD MB 23 PG 210 & LOTS 1 & 20 BLK I LEMON BLUFF SUB MB 11 PG 188 EXC 12.5% SUBSURFACE RIGHTS
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF ADD 03
Legal Tract	4
Legal Block	1
Legal Lot Number	1
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 LEMON BLUFF RD, OSTEEN, FL 32764-9758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage CMG FIN'L
Oct 1, 2016	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Aug 23, 2000
Deed Document Number	2020-212099
Deed Book / Page	7936 / 2431
Last Transfer Date	Nov 3, 2020
Transfer Doc	0079362431
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 3, 2020
Property Address	920 LEMON BLUFF RD, OSTEEN, FL 32764-9758
Document Number	0079362431
Book / Page	007936 / 002431
Instrument Date	Oct 29, 2020
Instrument	212099
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	LEGACY TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 LEA AVE LONGWOOD FL 327503844, LONGWOOD, FL 32750-3844

Mortgage

Document Number	79362433
Date	Nov 3, 2020
Book Page	007936/002433
Instrument	212100

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	920 LEMON BLUFF RD, OSTEEN, FL 32764-9758
Document Number	0073940559
Book / Page	007394 / 000559
Instrument Date	Oct 1, 2016
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 LEMON BLUFF RD OSTEEN FL 327649758, OSTEEN, FL 32764-9758

Mortgage

Document Number	0073940559
Date	May 4, 2017
Book Page	007394/000559
Instrument	88724

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	May 3, 2056

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (+18.23%) Homeowner's exemption	$281,860 (+7.68%)	$343,684 (+7.91%) Land $67,912 Building $275,772
2023	$4,262.00 Homeowner's exemption	$261,762	$318,480 Land $49,724 Building $268,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lemon Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures