931 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 931 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1953
Lot Size	0.606 acres (26,400 sqft)
Owner	2 Trust Names on File
Last Sale	$345,000 (Apr 2023)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`9228-01-01-0010`

Property Details

APN / Parcel Number

Primary APN	`9228-01-01-0010`
Alternative APNs	`32192801010010` `28193201010010` `3376404.0` `3376404`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,400 sqft (0.606 acres)
Lot Dimensions	132 ft deep x 200 ft wide
View / Lot	Water View

Exterior Amenities

Porch	Slab
Porch Area	580 sqft
Deck Area	1,049 sqft
Patio Area	1,049 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3376404
Street Address	931 LEMON BLUFF RD
City	OSTEEN
State	FL
Zip	32764-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01A1
Legal Description	LOTS 1 THRU 4 BLK A LEMON BLUFF MB 11 PG 188 EXC 12.5 PC SUBSURFACE RIGHTS PER OR 3016 PG 0224 PER OR 7677 PG 2875 PER OR 7928 PG 3745 PER OR 8399 PG 1553
Legal Range	32E
Legal Township	19S
Legal Section	28
Legal Subdivision	LEMON BLUFF MB
Legal Tract	01
Legal Block	A
Legal Lot Number	1-4
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1017
Census Tract	91005

Owner

931 Lemon Bluff Rd is owner-occupied and held in a trust since April 2023.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	931 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Document Number	202384815
Deed Book / Page	8399 / 1553
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 27, 2023
Property Address	931 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Document Number	0083991553
Book / Page	8399 / 1553
Map Reference	MB 11 PG 188
Instrument Date	Apr 20, 2023
Instrument	2023084815
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1685 E NORMANDY BLVDA, DELTONA, FL 32725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	931 LEMON BLUFF RD, OSTEEN, FL 32764-9759

Mortgage

Document Number	0083991555
Date	Apr 27, 2023
Instrument	8399/1555

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 19, 2020
Property Address	931 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Document Number	0079283745
Book / Page	7928 / 3745
Map Reference	MB 11 PG 188
Instrument Date	Sep 30, 2020
Instrument	2020-200447
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	INNOVATIVE TITLE SVCS I LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4927 FAWN RIDGE PL, 4927, SANFORD, FL 32771-7134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 E NORMANDY BLVD, DELTONA, FL 32725-7527

Mortgage

Document Number	0079283755
Date	Oct 19, 2020
Instrument	7928/3755

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 4, 2019
Property Address	931 LEMON BLUFF RD, OSTEEN, FL 32764-9759
Document Number	0076772875
Book / Page	7677 / 2875
Map Reference	MB 11 PG 188
Instrument Date	Mar 29, 2019
Instrument	2019-066597
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	INNOVATIVE TITLE SVCS I LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 S OAK AVE, 2005, SANFORD, FL 32771-4339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 ST JOHNS ROAD, OSTEEN, FL 32764

Mortgage

Document Number	2019066598
Date	Apr 4, 2019
Instrument	2019-066598

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 931 Lemon Bluff Rd was $5,577 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,671 (+2.7%)	$369,306 (+8.16%) Land $239,582 Building $129,724
2025	$5,577.00 Homeowner's exemption	$341,452 Land $239,582 Building $101,870	$341,452 Land $239,582 Building $101,870
2023	$5,602.00 (-7.6%)	$294,584 (-6.96%) Land $213,640 Building $80,944	$294,584 (-6.96%) Land $213,640 Building $80,944
2022	$6,063.00	$316,624 Land $228,900 Building $87,724	$316,624 Land $228,900 Building $87,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 Lemon Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Lemon Bluff Rd is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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