Blount County property record for 920 Fred Terry Rd, Locust Fork, AL 35097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1996 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,080 (Jan 2023) |
| Tax Bill | $425 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-08-27-0-000-005.009 |
| Primary APN | 21-08-27-0-000-005.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 384 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 51399 |
|---|---|
| Street Address | 920 FRED TERRY RD |
| City | LOCUST FORK |
| State | AL |
| Zip | 35097-5606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR NW/NE N 1266 TO S R/W FRED TERRY RD E ALG RD 382 TO POB CONT ALG R/W 160 SLY 165 SWLY 150 NLY 189 TO POB-- |
| Legal Range | 01W |
| Legal Township | 13S |
| Legal Section | 27 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | LOCUST FORK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50701 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 920 FRED TERRY RD, LOCUST FORK, AL 35097-5606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2023 · Amount on Record |
| Deed Sale | Jan 9, 2023 · Amount on Record |
| Prior Sale | Aug 8, 2012 · Amount on Record |
| Deed Document Number | 202310044738 |
| Deed Book / Page | 2023 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 920 FRED TERRY RD, LOCUST FORK, AL 35097-5606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/38885 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 2021/38885 |
| Instrument | 10032371 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Locust Fork Town |
| Unified School District | Blount County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425.00 (+5.72%) Homeowner's exemption | ||
| 2025 | $402.00 | $12,280 (-) | $122,740 (-) Land $9,000 Building $113,740 |
| 2024 | $402.00 (+8.94%) Homeowner's exemption | $12,280 (+7.72%) Land $900 Building $11,380 | $122,740 (+7.74%) Land $9,000 Building $113,740 |
| 2023 | $369.00 (+15.31%) Homeowner's exemption | $11,400 (+13.1%) Land $900 Building $10,500 | $113,920 (+13.17%) Land $9,000 Building $104,920 |
| 2022 | $320.00 Homeowner's exemption | $10,080 Land $1,260 Building $8,820 | $100,660 Land $12,500 Building $88,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE BLUFF WATER AUTHORITY serves 6,330 people · EPA ID AL0000104 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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