802 Fred Terry Rd, Locust Fork, AL 35097 Property Records

Blount County property record for 802 Fred Terry Rd, Locust Fork, AL 35097

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,008 sqft · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Mar 2024)
Tax Bill$325 (2026)
Deeds & MortgagesAug 2019 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-08-27-0-000-005.006

Property Details

APN / Parcel Number

Primary APN21-08-27-0-000-005.006
Alternative APNs
  • 011133
  • 11133
  • 67066
  • 73725

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2019
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number73725
Street Address802 FRED TERRY RD
CityLOCUST FORK
StateAL
Zip35097-5652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR NE/NW S 90 TO S R/W FRED TERRY RD W 119 TO POB W ALG RD 110 S 397 E 110 N 397 TO RD & POB--
Legal Range01W
Legal Township13S
Legal Section27
JurisdictionBLOUNT AL
Township / Civil DivisionLOCUST FORK
Census Block Group1
Census Block1004
Census Tract50701

Owner

802 Fred Terry Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Blount County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address802 FRED TERRY RD, LOCUST FORK, AL 35097-5652
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK FSB
Jul 8, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2024 · Amount on File
Deed SaleMar 12, 2024 · Amount on File
Prior SaleJul 8, 2021 · Amount on File
Deed Document Number202410055489
Deed Book / Page2024 / 5917
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address802 FRED TERRY RD, LOCUST FORK, AL 35097-5652
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/18957
DateAug 2, 2019
Book Page2019/18957
Instrument10008942
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateJul 8, 2021
Property Address802 FRED TERRY RD, LOCUST FORK, AL 35097-5652
Document Number2021/25519
Book / Page2021 / 25519
Instrument DateJul 6, 2021
Instrument10028844
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 FRED TERRY RD, LOCUST FORK, AL 35097-5652

Mortgage

Document Number2021/24421
DateJul 8, 2021
Book Page2021/24421
Instrument10028845
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 802 Fred Terry Rd was $325 with a homeowner's exemption, up 7.3% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325.00 (+7.26%) Homeowner's exemption
2025$303.00$11,120 (-)$111,100 (-) Land $12,000 Building $99,100
2024$303.00 (+8.99%) Homeowner's exemption$11,120 (+7.54%) Land $1,200 Building $9,920$111,100 (+7.43%) Land $12,000 Building $99,100
2023$278.00 (+15.83%) Homeowner's exemption$10,340 (+12.64%) Land $1,200 Building $9,140$103,420 (+12.63%) Land $12,000 Building $91,420
2022$240.00 Homeowner's exemption$9,180 Land $1,500 Building $7,680$91,820 Land $15,000 Building $76,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 802 Fred Terry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Fred Terry Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE BLUFF WATER AUTHORITY
serves 6,330 people · EPA ID AL0000104
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fred Terry Rd

Nearby Streets

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