952 Fred Terry Rd, Locust Fork, AL 35097 Property Records

Blount County property record for 952 Fred Terry Rd, Locust Fork, AL 35097

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,456 sqft · built 1995
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN21-08-27-0-000-005.011

Property Details

APN / Parcel Number

Primary APN21-08-27-0-000-005.011
Alternative APNs
  • 039556
  • 39556
  • 23093

Interior

Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number23093
Street Address952 FRED TERRY RD
CityLOCUST FORK
StateAL
Zip35097-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR NW/4 NE/4 TH N 1266 TO S R/W SPUNKY HOLLOW RD TH E ALG SD R/W 542 POB CONT ALG R/W 170 TO E R/W DAVIDSON DR TH SLY
Legal Range01W
Legal Township13S
Legal Section27
JurisdictionBLOUNT AL
Township / Civil DivisionLOCUST FORK
Census Block Group1
Census Block1013
Census Tract50701

Owner

952 Fred Terry Rd is owned and occupied by two individuals.

Source: Blount County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address952 FRED TERRY RD, LOCUST FORK, AL 35097-5606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address952 FRED TERRY RD, LOCUST FORK, AL 35097-5606
Transaction TypeMortgage
Record UpdatedOct 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/22143
DateAug 27, 2018
Book Page2018/22143
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
AmountAmount on Record
Term119 Months
DueJul 25, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityLocust Fork Town
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,700$136,860 Land $7,500 Building $129,360
2023Homeowner's exemption$12,700 Land $760 Building $11,940$126,820 Land $7,500 Building $119,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 952 Fred Terry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 952 Fred Terry Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE BLUFF WATER AUTHORITY
serves 6,330 people · EPA ID AL0000104
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Fred Terry Rd

Nearby Streets

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