920 E Railroad St, Kingston, IL 60145 Property Records

DeKalb County property record for 920 E Railroad St, Kingston, IL 60145

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1978
Lot Size	0.405 acres (17,625 sqft)
Owner	2 Individual Names on File
Last Sale	$139,500 (Mar 2018)
Tax Bill	$5,320 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-431-006`

Property Details

APN / Parcel Number

Primary APN	`02-22-431-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	17,625 sqft (0.405 acres)
Lot Dimensions	235 ft deep x 75 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0222431006
Street Address	920 E RAILROAD ST
City	KINGSTON
State	IL
Zip	60145-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 - TEGTMANS ADDITION
Legal Subdivision	TEGTMANS ADDITION
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3059
Census Tract	200

Owner

920 E Railroad St is owned and occupied by two individuals who acquired it in July 2023.

Source: DeKalb County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF AMERICA
Aug 9, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 5, 2018	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Prior Sale	Nov 25, 2008 · Amount on File
Deed Document Number	20181983
Last Transfer Date	Jul 5, 2023
Transfer Doc	0000005356
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jul 27, 2026
Property Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000006539
Instrument Date	Jul 22, 2026
Instrument	20266539
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462

Mortgage

Document Number	0000006539,
Date	Jul 27, 2026
Instrument	20266539

Lender

Name	FIRST NATIONAL BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.76%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Aug 9, 2023
Property Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000005356
Map Reference	MB J PG 37
Instrument Date	Jul 5, 2023
Instrument	2023005356
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 5, 2018
Property Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000001983
Instrument Date	Feb 16, 2018
Instrument	1983
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 THORNHILL DR CAROL STREAM IL 601882764, CAROL STREAM, IL 60188-2764

Mortgage

Document Number	1984
Date	Mar 5, 2018
Instrument	1984

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Kingston Village
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,512 Land $7,235 Building $64,277	$214,536 Land $21,705 Building $192,831
2024	$5,320.00
2023		$58,230 (+10.18%) Land $5,891 Building $52,339	$174,690 (+10.18%) Land $17,673 Building $157,017
2022		$52,850 Land $5,347 Building $47,503	$158,550 Land $16,041 Building $142,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 920 E Railroad St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 E Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON serves 1,160 people · EPA ID IL0370250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022 Lead service line replacement Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Railroad St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures