906 E Railroad St, Kingston, IL 60145 Property Records

DeKalb County property record for 906 E Railroad St, Kingston, IL 60145

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Aug 2011)
Tax Bill	$4,092 (2024)
Deeds & Mortgages	Apr 2022 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-431-003`

Property Details

APN / Parcel Number

Primary APN	`02-22-431-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms

Exterior

Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	248 ft deep x 75 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0222431003
Street Address	906 E RAILROAD ST
City	KINGSTON
State	IL
Zip	60145-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEGTMANS ADDITION - LOT 3 & PT OF E1/2 OF SE1/4
Legal Subdivision	TEGTMANS ADDITION
Legal Lot Number	3
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3059
Census Tract	200

Owner

906 E Railroad St is owned and occupied by an individual who bought it in August 2011.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	906 E RAILROAD ST, KINGSTON, IL 60145-8462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Apr 13, 2020	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage BAXTER CU
Mar 17, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2011 · Amount on File
Deed Sale	Aug 25, 2011 · Amount on File
Prior Sale	Jun 3, 2011
Deed Document Number	20118948
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	906 E RAILROAD ST, KINGSTON, IL 60145-8462
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003803
Date	Apr 15, 2022
Instrument	2022003803

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 30, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	906 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000011933
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 E RAILROAD ST KINGSTON IL 601458462, KINGSTON, IL 60145-8462

Mortgage

Document Number	0000011933
Date	Nov 12, 2020
Instrument	11933

Lender

Name	BAXTER CU
Type	Credit Union
Address	340 N MILWAUKEE AVE, VERNON HILLS, IL 60061-1533

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 11, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	906 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000004118
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 E RAILROAD ST KINGSTON IL 601458462, KINGSTON, IL 60145-8462

Mortgage

Document Number	0000004118
Date	May 11, 2020
Instrument	4118

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	906 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000010782
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 E RAILROAD ST KINGSTON IL 601458462, KINGSTON, IL 60145-8462

Mortgage

Document Number	0000010782
Date	Oct 27, 2017
Instrument	10782

Lender

Name	BAXTER CU
Type	Credit Union
Address	INDIAN CREEK, IL 60061

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 26, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	906 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000002645
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 06 E RAILROAD ST KINGSTON IL 60145, KINGSTON, IL 60145

Mortgage

Document Number	0000002645
Date	Mar 22, 2017
Instrument	2645

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Kingston Village
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,626 Land $7,235 Building $54,391	$184,878 Land $21,705 Building $163,173
2024	$4,092.00
2023		$50,180 Land $5,891 Building $44,289	$150,540 Land $17,673 Building $132,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 E Railroad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 E Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON serves 1,160 people · EPA ID IL0370250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022 Lead service line replacement Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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