900 E Railroad St, Kingston, IL 60145 Property Records

DeKalb County property record for 900 E Railroad St, Kingston, IL 60145

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,625 sqft)
Owner	Individual Name on File
Tax Bill	$3,385 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-431-002`

Property Details

APN / Parcel Number

Primary APN	`02-22-431-002`

Exterior

Lot Area	44,625 sqft (1.02 acres)
Lot Dimensions	255 ft deep x 175 ft wide

Location & Zoning

Account Number	0222431002
Street Address	900 E RAILROAD ST
City	KINGSTON
State	IL
Zip	60145-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & E 100FT LOT 1 - TEGTMANS ADDITION
Legal Subdivision	TEGTMANS ADDITION
Legal Lot Number	2,1
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3059
Census Tract	200

Owner

900 E Railroad St is owned by an individual who acquired it in January 2005.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	213 W MAIN ST, GENOA, IL 60135-1145
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 30, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2005
Deed Sale	Jan 3, 2005
Deed Document Number	2005117
Prior Transfer Date	Nov 30, 2004
Prior Transfer Doc	0000000117
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	900 E RAILROAD ST, KINGSTON, IL 60145-8462
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008517
Date	Sep 1, 2022
Instrument	2022008517

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate	4.49%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	900 E RAILROAD ST, KINGSTON, IL 60145-8462
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000351
Date	Jan 10, 2022
Instrument	2022000351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 30, 2019
Property Address	900 E RAILROAD ST, KINGSTON, IL 60145-8462
Document Number	0000007911
Instrument Date	Aug 30, 2019
Instrument	7911
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E RAILROAD ST KINGSTON IL 601458462, KINGSTON, IL 60145-8462

Mortgage

Document Number	7912
Date	Aug 30, 2019
Instrument	7912

Lender

Name	FIRST NAT'L BK/OMAHA NA
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Kingston Village
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,652 Land $12,059 Building $45,593	$172,956 Land $36,177 Building $136,779
2024	$3,385.00
2023		$46,944 Land $9,819 Building $37,125	$140,832 Land $29,457 Building $111,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 E Railroad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 E Railroad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON serves 1,160 people · EPA ID IL0370250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022 Lead service line replacement Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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