Kenton County property record for 920 Central Row Rd, Elsmere, KY 41018 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,532 sqft Finished Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $131,000 (2017) |
| Tax Bill | $2,684.00 (2025) |
| Primary APN | 004-30-21-251.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 146 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Pool Type | Above-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 920 CENTRAL ROW RD |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PARSONS RESUB OF WOODSIDE LOT 5 PT 4 |
| Legal Subdivision | PARSONS-RESUB |
| Legal Lot Number | 5,4 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-251.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 CENTRAL ROW RD, ELSMERE, KY 41018-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Dec 17, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage GOODMORTGAGE.COM |
| Sep 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Nov 22, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | May 05, 2009 · Amount on Record |
| Deed Doc Number | 201711 22 059 00110 |
| Deed Book / Page | 6299 / 337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 CENTRAL ROW RD, ELSMERE, KY 41018-2310 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 920 CENTRAL ROW RD, ELSMERE, KY 41018-2310 |
| Document Number | 0005900198 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 347/840 |
| Instrument | 22031405900198 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 CENTRAL ROW RD, ELSMERE, KY 41018-2310 |
| Document Number | 0000000085 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 920 CENTRAL ROW RD ELSMERE KY 410182310, ELSMERE, KY 41018-2310 |
| Document Number | 0000000085 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 0000M4/000903 |
| Instrument | 85 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 920 CENTRAL ROW RD, ELSMERE, KY 41018-2310 |
| Document Number | 0000000095 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 920 CENTRAL ROW RD ELSMERE KY 410182310, ELSMERE, KY 41018-2310 |
| Document Number | 0000000095 |
|---|---|
| Date | Oct 08, 2018 |
| Book Page | 0C6518/000280 |
| Instrument | 95 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 07, 2023 |
| Rate | 12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 22, 2017 |
| Property Address | 920 CENTRAL ROW RD, ELSMERE, KY 41018-2310 |
| Document Number | 0000000110 |
| Book / Page | 0C6299 / 000337 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 110 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1635 RAINTREE CT ELSMERE KY 410181898, ELSMERE, KY 41018-1898 |
| Document Number | 111 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 0C6299/000339 |
| Instrument | 111 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,684.00 (+1.36%) | $176,700 (-) Land $25,000 Building $151,700 | $176,700 (-) Land $25,000 Building $151,700 |
| 2023 | $2,648.00 | $176,700 Land $25,000 Building $151,700 | $176,700 Land $25,000 Building $151,700 |
920 Central Row Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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