1104 Central Row Rd, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1104 Central Row Rd, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1950
Lot Size	0.148 acres (6,434 sqft)
Owner	2 Company Names on File
Last Sale	$150,600 (May 2024)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-257.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-257.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Finished Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,434 sqft (0.148 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1104 CENTRAL ROW RD
City	ELSMERE
State	KY
Zip	41018-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARSONS RESUB OF WOODSIDE PT LOTS 9-10 0.1477AC OR 6432.64SQ FT
Legal Subdivision	PARSONS-RESUB
Legal Lot Number	9,10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	65600

Owner

Source: Kenton County records · APN 004-30-21-257.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1104 CENTRAL ROW RD, ELSMERE, KY 41018-2314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	2024122
Deed Book / Page	285 / 48
Prior Transfer Date	Jan 19, 2011
Prior Transfer Doc	0005900161
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1104 CENTRAL ROW RD, ELSMERE, KY 41018-2314
Document Number	0000000161
Book / Page	0C6071 / 000136
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	May 02, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 CENTRAL ROW RD ELSMERE KY 410182314, ELSMERE, KY 41018-2314

Mortgage

Document Number	0000000161
Date	Jan 09, 2017
Book Page	0C6071/000136
Instrument	161

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 08, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (-1.28%) Homeowner's exemption	$150,600 (-) Land $20,000 Building $130,600	$150,600 (-) Land $20,000 Building $130,600
2023	$1,561.00 Homeowner's exemption	$150,600 Land $20,000 Building $130,600	$150,600 Land $20,000 Building $130,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 527 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.