1108 Central Row Rd, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1108 Central Row Rd, Elsmere, KY 41018 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,563 sqft · built 1929
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (May 2018)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-258.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-258.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,563 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0043021258.00
Street Address	1108 CENTRAL ROW RD
City	ELSMERE
State	KY
Zip	41018-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARSONS RESUB OF WOODSIDE LOT 11
Legal Subdivision	PARSONS-RESUB
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	65600

Owner

Source: Kenton County records · APN 004-30-21-258.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1108 CENTRAL ROW RD, ELSMERE, KY 41018-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG
Dec 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	0006416170
Deed Book / Page	6416 / 170
Record Updated	Jun 08, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 23, 2018
Property Address	1108 CENTRAL ROW RD, ELSMERE, KY 41018-2314
Document Number	0000000184
Book / Page	0C6416 / 000170
Instrument Date	May 17, 2018
Instrument	184
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CENTRAL ROW RD ELSMERE KY 410182314, ELSMERE, KY 41018-2314

Mortgage

Document Number	188
Date	May 23, 2018
Book Page	0C6416/000189
Instrument	188

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2028

Interest

Rate	12%

Mortgage

Document Number	185,
Date	May 23, 2018
Book Page	0C6416/000173
Instrument	185

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 14, 2017
Property Address	1108 CENTRAL ROW RD, ELSMERE, KY 41018-2314
Document Number	0000000033
Book / Page	0C6315 / 000231
Instrument Date	Nov 22, 2017
Instrument	33
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6481 SUMMERFIELD DR FLORENCE KY 410424290, FLORENCE, KY 41042-4290

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (+1.34%)	$154,200 (-) Land $15,000 Building $139,200	$154,200 (-) Land $15,000 Building $139,200
2023	$2,311.00	$154,200 Land $15,000 Building $139,200	$154,200 Land $15,000 Building $139,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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