920 Capitola Ave, Spc 43, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 43, Capitola, CA 95010

Property Summary

Property Type	Government / Public Use
Details	2 bd · 1 ba · 608 sqft · built 2009
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2018)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	Dec 2018 Transfer Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-541-12`

Property Details

APN / Parcel Number

Primary APN	`036-541-12`
Alternative APN	`036-541-12-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	608 sqft Gross Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	2,265 sqft (0.052 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 CAPITOLA AVE, 43
City	CAPITOLA
State	CA
Zip	95010-2153
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Legal Subdivision	1546 TURNER LANE MOBILEHOME PA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121802

Owner

920 Capitola Ave, Spc 43 is owned and occupied by an individual who acquired it in November 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	27901 HALE CT, TEHACHAPI, CA 93561-8351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 12, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 2, 2018	Grant Deed, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Feb 12, 2009 · Amount on File
Deed Document Number	201820127
Last Transfer Date	Nov 12, 2018
Transfer Doc	0000037281
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 13, 2018
Property Address	920 CAPITOLA AVE SPC 43, 43, CAPITOLA, CA 95010-2153
Document Number	0000037281
Instrument Date	Nov 12, 2018
Instrument	37281
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	920 CAPITOLA AVE #43 CAPITOLA CA 950102153, 43, CAPITOLA, CA 95010-2153

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 12, 2018
Property Address	920 CAPITOLA AVE SPC 43, 43, CAPITOLA, CA 95010-2153
Document Number	0000021194
Instrument Date	Jul 10, 2018
Instrument	21194
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE #43 CAPITOLA CA 950102153, 43, CAPITOLA, CA 95010-2153

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2018
Property Address	920 CAPITOLA AVE SPC 43, 43, CAPITOLA, CA 95010-2153
Document Number	0000020127
Map Reference	VOL 113 PG 3
Instrument Date	Jun 26, 2018
Instrument	2018-0020127
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 43, 43, CAPITOLA, CA 95010-2153

Mortgage

Document Number	0000020129
Date	Jul 2, 2018
Instrument	2018-0020129

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Mortgage

Document Number	0000020130
Date	Jul 2, 2018
Instrument	2018-0020130

Lender

Name	CITY OF CAPITOLS
Type	Government Agency
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone First Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 43 was $4,641 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,281 (+2%) Land $254,704 Building $69,577
2025	$4,641.00 Homeowner's exemption	$317,923 Land $249,710 Building $68,213
2023	$4,167.00 (+1.61%) Homeowner's exemption	$305,578 Land $240,014 Building $65,564	$367,650
2022	$4,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Capitola Ave, Spc 43 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 43 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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