920 Capitola Ave, Spc 40, Capitola, CA 95010 Property Records

Santa Cruz County property record for 920 Capitola Ave, Spc 40, Capitola, CA 95010

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,050 sqft · built 2006
Lot Size	0.046 acres (2,004 sqft)
Owner	2 Trust Names on File
Last Sale	$685,000 (Apr 2026)
Tax Bill	$8,748 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-541-06`

Property Details

APN / Parcel Number

Primary APN	`036-541-06`
Alternative APNs	`036-541-06-000` `03602135040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,050 sqft Gross Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	2,004 sqft (0.046 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 CAPITOLA AVE, 40
City	CAPITOLA
State	CA
Zip	95010-2152
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Subdivision	TURNER LANE MOBILEHOME PARK TR1546
Legal Lot Number	40
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121802

Owner

920 Capitola Ave, Spc 40 is held in a trust since April 2026.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	201 SAND HILL RD, SCOTTS VALLEY, CA 95066-2707
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 8, 2022	Grant Deed, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	20267818
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 9, 2026
Property Address	920 CAPITOLA AVE, 40, CAPITOLA, CA 95010-2152
Document Number	0000007818
Instrument Date	Apr 7, 2026
Instrument	2026.7818
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$76,103.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	201 SAND HILL RD, SCOTTS VALLEY, CA 95066-2707

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 8, 2022
Property Address	920 CAPITOLA AVE SPC 40, 40, CAPITOLA, CA 95010-2152
Document Number	0000011411
Map Reference	VOL 113 PG 3
Instrument Date	Apr 4, 2022
Instrument	2022-0011411
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 CAPITOLA AVE SPC 40, 40, CAPITOLA, CA 95010-2152

Mortgage

Document Number	0000011412
Date	Apr 8, 2022
Instrument	2022-0011412

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 920 Capitola Ave, Spc 40 was $8,748, up 7.6% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,345 (+2%) Land $524,980 Building $162,365
2025	$8,748.00 (+7.61%)	$673,867 Land $514,686 Building $159,181
2024	$8,129.00 (+2.19%)
2023	$7,955.00 (+244.97%)	$647,700 Land $494,700 Building $153,000	$585,990
2022	$2,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 920 Capitola Ave, Spc 40 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Capitola Ave, Spc 40 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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