920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
Document Number
0000023153
Map Reference
VOL 113 PG 3
Instrument Date
Oct 21, 2025
Instrument
2025-0023153
Transaction Type
Transfer
Record Updated
Nov 13, 2025
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
October 2025: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SANTA CRUZ CA
Recording Date
Oct 28, 2025
Property Address
920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
Document Number
0000023152
Map Reference
VOL 113 PG 3
Instrument Date
Oct 21, 2025
Instrument
2025-0023152
Transaction Type
Transfer
Record Updated
Nov 13, 2025
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
October 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
PACIFIC COAST TITLE COMPANY
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
920 CAPITOLA AVE 41, 41, CAPITOLA, CA 95010-2152
Mortgage
Document Number
0000053926
Date
Oct 28, 2021
Instrument
2021-0053926
Lender
Name
WESTERN EXPRESS LENDING
Type
Mortgage Company
Address
LAKE FOREST, CA 92630
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
178 Months
Due
Aug 1, 2036
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
FIRST AMER TI FOLSC
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000026330
Date
Jul 17, 2020
Instrument
2020-0026330
Lender
Name
BAY FCU
Type
Credit Union
Address
CAPITOLA, CA 95010
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Aug 1, 2035
July 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
920 CAPITOLA AVE SPC 41, 41, CAPITOLA, CA 95010-2152
Document Number
0000023578
Instrument Date
Jul 26, 2018
Transaction Type
Mortgage
Record Updated
Aug 13, 2018
Title Company
BNT TITLE COMPANY/CA
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
920 CAPITOLA AVE #41 CAPITOLA CA 950102152, 41, CAPITOLA, CA 95010-2152
Mortgage
Document Number
0000023578
Date
Aug 1, 2018
Instrument
23578
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Jul 31, 2033
Tax Assessment & Valuation
The 2025 property tax bill for 920 Capitola Ave, Spc 41 was $5,235.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Municipality
Capitola City
Secondary School District
Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District
Soquel Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$378,953 (+2%)Land $302,768Building $76,185
2025
$5,235.00Homeowner's exemption
$371,523Land $296,832Building $74,691
2023
$4,714.00 (+1.51%)Homeowner's exemption
$357,096Land $285,305Building $71,791
$498,600
2022
$4,644.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 920 Capitola Ave, Spc 41 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 10 policies
Nearby Flood Policies
10 in force
Nearby Flood Claims
1 (2023)
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 920 Capitola Ave, Spc 41 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Surfnet Communications Fixed Wireless
100 / 20
May also be available: AT&T, Cruzio, T-Mobile, Xfinity.