92 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 92 Victoria Sq, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,068 sqft · built 1992
Lot Size	0.061 acres (2,635 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (May 2026)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-154757`

Property Details

APN / Parcel Number

Primary APN	`02-154757`
Alternative APNs	`2154757` `154757`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,068 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	694 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,635 sqft (0.061 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	154757
Street Address	92 VICTORIA SQ
City	FREDERICK
State	MD
Zip	21702-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 1 SEC 4 PLAT 1 BLK L 2635 SQ FT WILLOWCRES TOWNHOUSES
Legal Subdivision	WILLOWCREST TWNHS
Legal Block	L
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 VICTORIA SQ, FREDERICK, MD 21702-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Special Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Jun 5, 2023	Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Jun 5, 2023 · Amount on Record
Deed Book / Page	17844 / 329
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	May 4, 2026
Property Address	92 VICTORIA SQ, FREDERICK, MD 21702-1113
Document Number	1784000329
Book / Page	17844 / 329
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	92 VICTORIA SQ, FREDERICK, MD 21702-1113

Mortgage

Document Number	1784000336,
Date	May 4, 2026
Book Page	17844/336

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 5, 2023
Property Address	92 VICTORIA SQ, FREDERICK, MD 21702-1113
Document Number	0164660470
Book / Page	16466 / 470
Map Reference	MB 38 PL 126
Instrument Date	May 10, 2023
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 VICTORIA SQ, FREDERICK, MD 21702-1113

Mortgage

Document Number	0016466476
Date	Jun 5, 2023
Instrument	16466/476

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,933 (+6.66%)	$334,000 (+19.97%) Land $90,000 Building $244,000
2025	$5,169.00 (+10.33%)	$278,400 (+24.69%) Land $65,000 Building $213,400	$278,400 (-) Land $65,000 Building $213,400
2024	$4,685.00 (+14.24%)
2023	$4,101.00	$223,267	$278,400 Land $65,000 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

Nearby Properties on Victoria Sq

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures