96 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 96 Victoria Sq, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3 ba · 2,104 sqft · built 1992
Lot Size	0.039 acres (1,700 sqft)
Owner	Individual Name on File
Last Sale	$314,150 (May 2022)
Tax Bill	$5,682 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-154773`

Property Details

APN / Parcel Number

Primary APN	`02-154773`
Alternative APNs	`2154773` `154773`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,104 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	712 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	154773
Street Address	96 VICTORIA SQ
City	FREDERICK
State	MD
Zip	21702-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 3 SEC 4 PLAT 1 BLK L 1700 SQ FT WILLOWCREST TOWNHOUSES
Legal Subdivision	WILLOWCREST TWNHS
Legal Block	L
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

96 Victoria Sq, a townhouse, is owned and occupied by an individual who bought it in May 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	96 VICTORIA SQ, FREDERICK, MD 21702-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed, Transfer · FHA Mortgage MISSION MORTGAGE LLC
Jun 25, 2018	Grant Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Book / Page	15915 / 233
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 11, 2022
Property Address	96 VICTORIA SQ, FREDERICK, MD 21702-1113
Document Number	0159150233
Book / Page	15915 / 233
Map Reference	MB 38 PL 126
Instrument Date	Apr 6, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	96 VICTORIA SQ, FREDERICK, MD 21702-1113

Mortgage

Document Number	0015915240
Date	May 11, 2022
Instrument	15915/240

Lender

Name	MISSION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 25, 2018
Property Address	96 VICTORIA SQ, FREDERICK, MD 21702-1113
Document Number	0124850080
Book / Page	012485 / 000080
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 VICTORIA SQ FREDERICK MD 217021113, FREDERICK, MD 21702-1113

Mortgage

Document Number	124850087
Date	Jun 25, 2018
Book Page	012485/000087

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 96 Victoria Sq was $5,682.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,833	$361,500 Land $90,000 Building $271,500
2025	$5,682.00
2023	$4,318.00	$235,300	$306,500 Land $65,000 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Victoria Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Victoria Sq has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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