82 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 82 Victoria Sq, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3 ba · 1,860 sqft · built 1992
Lot Size	0.034 acres (1,458 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jun 2011)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-154692`

Property Details

APN / Parcel Number

Primary APN	`02-154692`
Alternative APNs	`2154692` `154692`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	624 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,458 sqft (0.034 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	154692
Street Address	82 VICTORIA SQ
City	FREDERICK
State	MD
Zip	21702-1113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 3 SEC 4 PLAT 1 BLK K 1458 SQ FT WILLOWCREST TOWNHOUSES
Legal Subdivision	WILLOWCREST TWNHS
Legal Block	K
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

82 Victoria Sq, a townhouse, is owned and occupied by two individuals who acquired it in January 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 VICTORIA SQ, FREDERICK, MD 21702-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jan 30, 2018	Intrafamily Transfer, Transfer · ARM FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2011 · Amount on File
Deed Sale	Jun 8, 2011 · Amount on File
Prior Sale	Jun 8, 2011 · Amount on File
Deed Book / Page	8390 / 182
Last Transfer Date	Jan 22, 2018
Transfer Doc	0122560086
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	82 VICTORIA SQ, FREDERICK, MD 21702-1113
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 VICTORIA SQ, FREDERICK, MD 21702-1113

Mortgage

Document Number	0162270006
Date	Nov 17, 2022
Book Page	16227/6

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 30, 2052

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 30, 2018
Property Address	82 VICTORIA SQ, FREDERICK, MD 21702-1113
Document Number	0122560086
Book / Page	12256 / 0086
Map Reference	MB38 PL126
Instrument Date	Jan 22, 2018
Instrument	12256-0086
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13324 BERLIN TPKE, LOVETTSVILLE, VA 20180-3028

Mortgage

Document Number	122560090
Date	Jan 30, 2018
Instrument	12256-0090

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	6.49%
Index	1-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

The 2025 property tax bill for 82 Victoria Sq was $5,102.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,600	$325,400 Land $90,000 Building $235,400
2025	$5,102.00
2023	$4,049.00	$220,367	$274,700 Land $65,000 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Victoria Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Victoria Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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