92 Union Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 92 Union Rd, Spring Valley, NY 10977 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 2,357 sqft · built 1963
Lot Size	0.15 acres (6,534 sqft)
Owner	Owner Name on File
Last Sale	$330,000 (Apr 2003)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 50.70-1-23`

Property Details

APN / Parcel Number

Primary APN	`392605 50.70-1-23`
Alternative APNs	`260505007000010230000000` `00317220000`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,357 sqft Living Area
1st Floor Area	1,358 sqft
2nd Floor Area	999 sqft

Exterior

Year Built	Built 1963
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	121 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00317220000
Old Parcel Number	260505007000010230000000
Street Address	92 UNION RD
City	SPRING VALLEY
State	NY
Zip	10977-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:23.000 BLK:1 SEC:50.70 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Subdivision	VALLEY VIEW ESTATES SPG VLY SE
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1001
Census Tract	12205

Owner

Source: Rockland County and Ramapo Town records · APN 392605 50.70-1-23

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	92 UNION RD, SPRING VALLEY, NY 10977-3311
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2003 · Amount on Record
Deed Sale	Apr 14, 2003 · Amount on Record
Prior Sale	Nov 18, 1996
Deed Document Number	2003-00025938
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	92 UNION RD, SPRING VALLEY, NY 10977-3311
Transaction Type	Mortgage
Record Updated	Sep 07, 2021
Title Company	LSI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011267
Date	Apr 10, 2020
Instrument	2020-00011267

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$56,600 (-) Land $11,200 Building $45,400	$729,382 (+1,520.85%) Land $144,330 Building $585,052
2023	$56,600 Land $11,200 Building $45,400	$45,000 Land $8,905 Building $36,095

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870122051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.