92 Sumner Brown Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 92 Sumner Brown Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,448 sqft · built 1974
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,766 (2026)
Deeds & Mortgages	Sep 2019 Refinance Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5-0422-00`

Property Details

APN / Parcel Number

Primary APN	`5-0422-00`
Alternative APN	`CUMB M:047 B:0053 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	1,968 sqft
Basement Area	1,968 sqft
Unfinished Basement	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5-0422-00
Street Address	92 SUMNER BROWN RD
City	CUMBERLAND
State	RI
Zip	02864-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	53
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1002
Census Tract	11402

Owner

92 Sumner Brown Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	92 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRISTOL COUNTY SAVINGS BANK
Jun 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 17, 2020
Transfer Doc	1842-923
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	92 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1813-76
Date	Sep 12, 2019
Book Page	1813/76

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 19, 2020
Property Address	92 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Document Number	1842-923
Book / Page	001842 / 000923
Instrument Date	Jun 17, 2020
Instrument	114852
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SUMNER BROWN RD CUMBERLAND RI 028641215, CUMBERLAND, RI 02864-1215

Tax Assessment & Valuation

The 2026 property tax bill for 92 Sumner Brown Rd was $6,766, down 2.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,766.00 (-2.42%)	$675,900 (+19.61%) Land $246,900 Building $429,000	$662,127
2025	$6,934.00	$565,100 Land $183,400 Building $381,700
2023	$6,566.00 (-0.11%)	$565,100 (+28.87%) Land $183,400 Building $381,700
2022	$6,573.00	$438,500 Land $142,300 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Sumner Brown Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 92 Sumner Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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