Cumberland Town property record for 81 Sumner Brown Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,453 sqft · built 1800 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,341 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-06 |
| Primary APN | 102-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,453 sqft Living Area |
| Gross Area | 3,117 sqft |
| 1st Floor Area | 1,039 sqft |
| Attic | Attic |
| Attic Area | 625 sqft |
| Basement Area | 1,039 sqft |
| Unfinished Basement | 1,039 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 127,195 sqft (2.92 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 102-06 |
|---|---|
| Street Address | 81 SUMNER BROWN RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Block | 20 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11402 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 81 SUMNER BROWN RD, CUMBERLAND, RI 02864-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 81 SUMNER BROWN RD, CUMBERLAND, RI 02864-1224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002023-794 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 2023/794 |
| Instrument | 153680 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 81 SUMNER BROWN RD, CUMBERLAND, RI 02864-1224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001964-214 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 1964/214 |
| Instrument | 140660 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,341.00 (+2.92%) | $433,700 (+26.15%) Land $250,300 Building $183,400 | $516,854 |
| 2025 | $4,218.00 (+5.58%) | $343,800 (-) Land $186,800 Building $157,000 | |
| 2023 | $3,995.00 (+2.54%) | $343,800 (+32.28%) Land $186,800 Building $157,000 | |
| 2022 | $3,896.00 | $259,900 Land $144,600 Building $115,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures