Jessamine County property record for 92 Summertree Dr, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,342 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Jun 2024) |
| Tax Bill | $9,118 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jul 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-03-010.00 |
| Primary APN | 042-30-03-010.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,342 sqft Living Area |
| Basement Area | 1,428 sqft |
| Finished Basement | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 92 SUMMERTREE DR |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33B |
| Legal Subdivision | CROSSWOODS |
| Legal Block | B |
| Legal Lot Number | 33 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60600 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 92 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PERSONS BANKING COMPANY |
| Jul 7, 2020 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BK |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK |
| May 20, 2019 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BK |
| Apr 27, 2019 | Grant Deed, Transfer · Conventional Mortgage COMMONWEALTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Prior Sale | Apr 27, 2019 · Amount on Record |
| Deed Document Number | 497586 |
| Deed Book / Page | D873 / 843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 92 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000374475 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | M1358/856 |
| Instrument | 374475 |
| Name | PERSONS BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 26, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 92 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000390978 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 SUMMERTREE DR NICHOLASVILLE KY 403569714, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000390978 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 001414/000445 |
| Instrument | 390978 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, KY 40065-1118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 5, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 92 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000388290 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 92 SUMMERTREE DR NICHOLASVILLE KY 403569714, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000388290 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 001402/000663 |
| Instrument | 388290 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 92 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000376679 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 SUMMERTREE DR NICHOLASVILLE KY 403569714, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000376679 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 001365/000115 |
| Instrument | 376679 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, KY 40065-1118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 11, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Apr 27, 2019 |
| Property Address | 92 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000375287 |
| Book / Page | 000791 / 000798 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 375287 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 92 SUMMERTREE DR NICHOLASVILLE KY 403569714, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 375288 |
|---|---|
| Date | Apr 27, 2019 |
| Book Page | 001361/000200 |
| Instrument | 375288 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2049 |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,118.00 (+24.11%) | $795,000 (+25.51%) Land $71,000 Building $724,000 | $795,000 (+25.51%) Land $71,000 Building $724,000 |
| 2023 | $7,347.00 | $633,421 Land $70,380 Building $563,041 | $633,421 Land $70,380 Building $563,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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