86 Summertree Dr, Nicholasville, KY 40356 Property Records

Jessamine County property record for 86 Summertree Dr, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,542 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-03-007.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-03-007.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,542 sqft Living Area
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	87,120 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	86 SUMMERTREE DR
City	NICHOLASVILLE
State	KY
Zip	40356-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30B
Legal Subdivision	CROSSWOODS
Legal Block	B
Legal Lot Number	30
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1019
Census Tract	60600

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Apr 6, 2021	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FCU
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	00000PC232
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	86 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400014
Date	Apr 6, 2021
Book Page	M1453/602
Instrument	400014

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	86 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400015
Date	Apr 6, 2021
Book Page	M1453/610
Instrument	400015

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	86 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352028
Date	Mar 7, 2017
Book Page	M1278/579
Instrument	352028

Lender

Name	KENTUCKY FCU
Type	Government Agency
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (-1.13%)	$375,000 (-) Land $60,000 Building $315,000	$375,000 (-) Land $60,000 Building $315,000
2023	$4,350.00	$375,000 Land $60,000 Building $315,000	$375,000 Land $60,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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