Jessamine County property record for 96 Summertree Dr, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,010 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Dec 2020) |
| Tax Bill | $6,021 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-03-012.00 |
| Primary APN | 042-30-03-012.00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,010 sqft Living Area |
| Basement Area | 1,592 sqft |
| Finished Basement | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Basement |
| Cooling System | Central |
|---|
| Street Address | 96 SUMMERTREE DR |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35B |
| Legal Subdivision | CROSSWOODS |
| Legal Block | B |
| Legal Lot Number | 35 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60600 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 96 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH FCU |
| Aug 29, 2018 | Deed of Trust, Mortgage THE CITIZENS NATL BANK SOUTHWESTERN OHIO |
| Dec 2, 2020 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Dec 28, 2010 · Amount on Record |
| Deed Document Number | 395344 |
| Deed Book / Page | D817 / 715 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 96 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 96 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000556303 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | M1627/694 |
| Instrument | 556303 |
| Name | FIRST COMMONWEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 978, FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 96 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000368846 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | M1342/218 |
| Instrument | 368846 |
| Name | THE CITIZENS NATL BANK SOUTHWESTERN OHIO |
|---|---|
| Type | Bank |
| Address | SOMERSET, KY 42501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Dec 2, 2020 |
| Property Address | 96 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000395344 |
| Book / Page | D817 / 715 |
| Map Reference | CAB 2 SL 32 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 395344 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 BOHICKET RD, 501, WILMORE, KY 40390-1489 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 96 SUMMERTREE DR, NICHOLASVILLE, KY 40356-9714 |
| Document Number | 0000395345 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 395345 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,021.00 (-1.13%) | $525,000 (-) Land $60,000 Building $465,000 | $525,000 (-) Land $60,000 Building $465,000 |
| 2023 | $6,090.00 | $525,000 Land $60,000 Building $465,000 | $525,000 Land $60,000 Building $465,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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