92 Saranac Ave, Buffalo, NY 14216 Property Records

Erie County and Buffalo City property record for 92 Saranac Ave, Buffalo, NY 14216

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,608 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$233,600 (Oct 2020)
Tax Bill	$1,334 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 78.65-2-15`

Property Details

APN / Parcel Number

Primary APN	`140200 78.65-2-15`
Alternative APNs	`02000786500002015000` `06666900`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,608 sqft Total Area
1st Floor Area	1,384 sqft
2nd Floor Area	1,224 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	175 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06666900
Street Address	92 SARANAC AVE
City	BUFFALO
State	NY
Zip	14216-2429
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-3R
Legal Description	198. N HERTEL
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2003
Census Tract	4902

Owner

92 Saranac Ave, a duplex, is owned and occupied by an individual who bought it in October 2020.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	92 SARANAC AVE, BUFFALO, NY 14216-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT ERIE FCU
Oct 14, 2020	Warranty Deed, Transfer · FHA Mortgage M & T BANK
Jan 10, 2017	Affidavit of Death, Mortgage · Line of Credit CROSSROADS CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Document Number	2020174115
Deed Book / Page	11367 / 6948
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	92 SARANAC AVE, BUFFALO, NY 14216-2429
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SARANAC AVE, BUFFALO, NY 14216-2429

Mortgage

Document Number	0140706522
Date	Oct 10, 2022
Book Page	14070/6522
Instrument	2022192762

Lender

Name	GREAT ERIE FCU
Type	Credit Union
Address	ORCHARD PARK, NY 14127

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 27, 2037

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 14, 2020
Property Address	92 SARANAC AVE, BUFFALO, NY 14216-2429
Document Number	0113676948
Book / Page	11367 / 6948
Map Reference	DOC 781
Instrument Date	Sep 22, 2020
Instrument	2020174115
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 SARANAC AVE, 92, BUFFALO, NY 14216-2429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SARANAC AVE, BUFFALO, NY 14216-2429
Investor	Possibly a Property Investor

Mortgage

Document Number	0139601906
Date	Oct 14, 2020
Instrument	13960/1906

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ERIE NY
Recording Date	Jan 10, 2017
Property Address	92 SARANAC AVE, BUFFALO, NY 14216-2429
Document Number	0113077714
Book / Page	011307 / 007714
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SARANAC AVE BUFFALO NY 142162429, BUFFALO, NY 14216-2429

Mortgage

Document Number	137970345
Date	Jan 10, 2017
Book Page	013797/000345

Lender

Name	CROSSROADS CMNTY FCU
Type	Credit Union
Address	CHEEKTOWAGA, NY 14227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 9, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 92 Saranac Ave was $1,334, down 65.5% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,334.00 (-65.49%)
2025	$3,865.00 (+8.17%)	$404,000 (+83.64%) Land $66,000 Building $338,000	$404,000 (+12.94%) Land $66,000 Building $338,000
2024	$3,573.00 (+212.6%)	$220,000 (-) Land $39,600 Building $180,400	$357,724 (+13.82%) Land $64,390 Building $293,334
2023	$1,143.00	$220,000 Land $39,600 Building $180,400	$314,286 Land $56,571 Building $257,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Saranac Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 92 Saranac Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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