92 Ryan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 92 Ryan St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Cape Cod
Year Built	Built 1966
Square Footage	1,373 sqft Living Area
Lot Size	24,000 sqft (0.551 acres)
Occupancy	Owner Occupied
Tax Bill	$47.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:H32 B:20 L:9`
Alternative APN	`M:J-31 B:0002 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,373 sqft Living Area
Gross Area	3,240 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	24,000 sqft (0.551 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	92 RYAN ST
City	GARDNER
State	MA
Zip	01440-1553
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	20
Legal Lot Number	9
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1020
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:H32 B:20 L:9

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	92 RYAN ST, GARDNER, MA 01440-1553
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	92 RYAN ST, GARDNER, MA 01440-1553
Transaction Type	Mortgage
Record Updated	Sep 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068080-148
Date	Aug 17, 2022
Book Page	68080/148
Instrument	90535

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$47.00 (-99.02%)	$333,500 (+4.02%) Land $76,700 Building $256,800	$313,595
2024	$4,806.00 (+7.76%)	$320,600 (+15.95%) Land $69,800 Building $250,800
2023	$4,460.00	$276,500 Land $68,800 Building $207,700