Worcester County and Gardner City property record for 104 Ryan St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 24,000 sqft (0.551 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $129,900 (2011) |
| Tax Bill | $53.00 (2025) |
| Primary APN | M:J-31 B:0003B L:0003B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,312 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 24,000 sqft (0.551 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 104 RYAN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1514 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Legal Lot Number | 3B |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:J-31 B:0003B L:0003B
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 RYAN ST, GARDNER, MA 01440-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment GFA FEDERAL CREDIT UNION |
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LOANDEPOT.COM LLC |
| Oct 19, 2018 | Deed of Trust, Mortgage GFA FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2011 · Amount on Record |
| Deed Sale | Aug 19, 2011 · Amount on Record |
| Prior Sale | Jun 09, 2011 · Amount on Record |
| Deed Doc Number | 20118 |
| Deed Book / Page | 47735 / 306 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 104 RYAN ST, GARDNER, MA 01440-1514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068407-293 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 68407/293 |
| Instrument | 116237 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 104 RYAN ST, GARDNER, MA 01440-1514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66120-130 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 66120/130 |
| Instrument | 132932 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 104 RYAN ST, GARDNER, MA 01440-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59567-303 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 59567/303 |
| Instrument | 111001 |
| Name | GFA FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 01, 2028 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53.00 (-99%) | $370,500 (+4.63%) Land $76,700 Building $293,800 | $289,180 |
| 2024 | $5,308.00 (+6.33%) | $354,100 (+14.41%) Land $69,800 Building $284,300 | |
| 2023 | $4,992.00 | $309,500 Land $68,800 Building $240,700 |
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