110 Ryan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 110 Ryan St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,436 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2022)
Tax Bill$5,546.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:J-31 B:0003 L:0003A
Alternative APN
  • GARD M:H32 B:20 L:3A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,436 sqft Living Area
Gross Area3,433 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,000 sqft (0.459 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemRadiant Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address110 RYAN ST
CityGARDNER
StateMA
Zip01440-1514
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block20
Legal Lot Number3A
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1020
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN M:J-31 B:0003 L:0003A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address110 RYAN ST, GARDNER, MA 01440-1514
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
FIDELITY COOPERATIVE BANK
Jan 12, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Deed Book / Page67521 / 208
Record RefreshedJun 08, 2026

April 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateApr 29, 2022
Property Address110 RYAN ST, GARDNER, MA 01440-1514
Document Number067521-208
Book / Page67521 / 208
Instrument DateApr 29, 2022
Instrument47602
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address110 RYAN ST, GARDNER, MA 01440-1514

Mortgage

Document Number0000047603
DateApr 29, 2022
Instrument47603
Lender
NameFIDELITY COOPERATIVE BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGARDNER MA
Recording DateJan 12, 2018
Property Address110 RYAN ST, GARDNER, MA 01440-1514
Document Number58312-258
Book / Page058312 / 000258
Instrument DateDec 20, 2017
Instrument3817
Transaction TypeTransfer
Record UpdatedMar 05, 2019

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address110 RYAN ST GARDNER MA 014401514, GARDNER, MA 01440-1514

Mortgage

Document Number58312-262
DateJan 12, 2018
Book Page058312/000262
Instrument3818
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term960 Months
DueJan 11, 2098
Interest
Rate TypeAdjustable Rate
Rate3.67%

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,546.00 (+0.76%)$386,200 (+5.17%) Land $74,600 Building $311,600
2024$5,504.00 (+7.5%)$367,200 (+15.69%) Land $67,800 Building $299,400
2023$5,120.00$317,400 Land $66,800 Building $250,600

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