Cumberland Town property record for 92 Phillip Ave, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 2018 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Company Name on File |
| Last Sale | $315,500 (Mar 2019) |
| Tax Bill | $5,173 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9962-84 |
| Primary APN | 9962-84 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9962-84 |
|---|---|
| Street Address | 92 PHILLIP AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 401 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11302 |
Source: Cumberland Town records · APN 9962-84
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 92 PHILLIP AVE, CUMBERLAND, RI 02864-5811 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Apr 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Mar 29, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Deed Book / Page | 1797 / 848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 92 PHILLIP AVE, CUMBERLAND, RI 02864-5811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002025-187 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 2025/187 |
| Instrument | 153971 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 92 PHILLIP AVE, CUMBERLAND, RI 02864-5811 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1885-882 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1885/882 |
| Instrument | 123509 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 29, 2019 |
| Property Address | 92 PHILLIP AVE, CUMBERLAND, RI 02864-5811 |
| Document Number | 1797-848 |
| Book / Page | 1797 / 848 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1797850 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 1797/850 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,173.00 (+5.59%) | $421,600 (-) Land $122,800 Building $298,800 |
| 2023 | $4,899.00 (+4.59%) | $421,600 (+34.91%) Land $122,800 Building $298,800 |
| 2022 | $4,684.00 | $312,500 Land $87,700 Building $224,800 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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