85 Phillip Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 85 Phillip Ave, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,126 sqft · built 1964
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2020)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9987-32`

Property Details

APN / Parcel Number

Primary APN	`9987-32`
Alternative APN	`CUMB M:018 B:0374 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,126 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9987-32
Street Address	85 PHILLIP AVE
City	CUMBERLAND
State	RI
Zip	02864-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	374
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1021
Census Tract	11302

Owner

Source: Cumberland Town records · APN 9987-32

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 PHILLIP AVE, CUMBERLAND, RI 02864-5810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2025	Deed of Trust, Mortgage NAVIGANT CREDIT UNION
Nov 09, 2020	Deed, Transfer · Stand-Alone First Mortgage FIRST HOME BANK
Jan 03, 2020	Warranty Deed, Transfer JE SHEKARCHI RETIRE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2020 · Amount on Record
Deed Sale	Nov 09, 2020 · Amount on Record
Prior Sale	Jan 03, 2020 · Amount on Record
Deed Document Number	2020118840
Deed Book / Page	1862 / 876
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	85 PHILLIP AVE, CUMBERLAND, RI 02864-5810
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002017-180
Date	Dec 02, 2025
Book Page	2017/180
Instrument	152443

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Amount	Amount Recorded
Term	169 Months
Due	Jan 01, 2040

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 09, 2020
Property Address	85 PHILLIP AVE, CUMBERLAND, RI 02864-5810
Document Number	1862-876
Book / Page	1862 / 876
Instrument Date	Nov 05, 2020
Instrument	118840
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	118841
Date	Nov 09, 2020
Instrument	118841

Lender

Name	FIRST HOME BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 03, 2020
Property Address	85 PHILLIP AVE, CUMBERLAND, RI 02864-5810
Document Number	1826-94
Book / Page	001826 / 000094
Instrument Date	Jan 01, 2020
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 GRAYWOOD DR LINCOLN RI 028654956, LINCOLN, RI 02865-4956

Mortgage

Document Number	1826-96
Date	Jan 03, 2020
Book Page	001826/000096

Lender

Name	JE SHEKARCHI RETIRE

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,746.00 (+5.58%)	$305,300 (-) Land $131,400 Building $173,900
2023	$3,548.00 (+4.45%)	$305,300 (+34.73%) Land $131,400 Building $173,900
2022	$3,397.00	$226,600 Land $93,800 Building $132,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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