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84 Phillip Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 84 Phillip Ave, Cumberland, RI 02864 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,428 sqft · built 1946
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on File
Last Sale$459,000 (Jun 2026)
Tax Bill$4,421 (2025)
Deeds & MortgagesJun 2026 Second Mortgage
Jun 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN3-0007-80

Property Details

APN / Parcel Number

Primary APN3-0007-80
Alternative APN
  • CUMB M:018 B:0403 L:000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area2,575 sqft
1st Floor Area803 sqft
Basement Area795 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3-0007-80
Street Address84 PHILLIP AVE
CityCUMBERLAND
StateRI
Zip02864-5811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block403
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1020
Census Tract11302

Owner

Source: Cumberland Town records · APN 3-0007-80

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Jun 26, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
RHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Mar 15, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
WINTRUST MORTGAGE
Jan 13, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 29, 2019Warranty Deed, Transfer · Conventional with PMI
NAVY FCU
Jan 25, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleMar 15, 2022 · Amount on Record
Deed Document Number2026155642
Deed Book / Page2033 / 196
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Recording DateJun 26, 2026
Property Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
Document Number0000155644
Book / Page2033 / 213
Instrument DateJun 25, 2026
Instrument2026155644
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811

Mortgage

Document Number0000155644,
DateJun 26, 2026
Book Page2033/213
Instrument2026155644
Lender
NameRHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.53%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJun 26, 2026
Property Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
Document Number0000155642
Book / Page2033 / 196
Instrument DateJun 24, 2026
Instrument2026155642
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811

Mortgage

DateJun 26, 2026
Lender
NameRHODE ISLAND MORTGAGE FINANCIAL CORPORATION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMar 15, 2022
Property Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
Document Number001925-569
Book / Page1925 / 569
Instrument DateMar 14, 2022
Instrument131798
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811

Mortgage

Document Number0000131799
DateMar 15, 2022
Instrument131799
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
Document Number1831-229
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 PHILLIP AVE CUMBERLAND RI 028645811, CUMBERLAND, RI 02864-5811

Mortgage

Document Number1831-229
DateFeb 28, 2020
Book Page001831/000229
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJan 29, 2019
Property Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
Document Number1793-516
Book / Page001793 / 000516
Instrument DateJan 28, 2019
Transaction TypeTransfer
Record UpdatedFeb 26, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$304.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 PHILLIP AVE CUMBERLAND RI 028645811, CUMBERLAND, RI 02864-5811

Mortgage

Document Number1793-518
DateJan 29, 2019
Book Page001793/000518
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJan 25, 2018
Property Address84 PHILLIP AVE, CUMBERLAND, RI 02864-5811
Document Number1764-332
Book / Page001764 / 000332
Instrument DateJan 25, 2018
Transaction TypeTransfer
Record UpdatedFeb 21, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$271.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 PHILLIP AVE CUMBERLAND RI 028645811, CUMBERLAND, RI 02864-5811

Mortgage

DateJan 25, 2018
Lender
NameFIRST HM MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2048

Mortgage

Document Number1764-342,
DateJan 25, 2018
Book Page001764/000342
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
AmountAmount Recorded
Term180 Months
DueJan 24, 2033

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,421.00 (+5.59%)$360,300 (-) Land $122,800 Building $237,500
2023$4,187.00 (+6.08%)$360,300 (+36.84%) Land $122,800 Building $237,500
2022$3,947.00$263,300 Land $87,700 Building $175,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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