St. Johns County property record for 92 Onda Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,326 sqft · built 2016 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,500 (Nov 2016) |
| Tax Bill | $3,879 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072152-1100 |
| Primary APN | 072152-1100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,326 sqft Living Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 2,326 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 221 sqft |
| Patio Area | 1,148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 92 ONDA LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/89-97 PALENCIA NORTH PHASE II D LOT 110 OR4291/1009 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE II D |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072152-1100
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 92 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 23, 2023 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 12, 2019 | Loan Modification, Mortgage EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2016 · Amount on Record |
| Deed Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 201677297 |
| Deed Book / Page | 4291 / 1009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 92 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0063141189 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 6314/1189 |
| Instrument | 2026017171 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 92 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0057611602 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 5761/1602 |
| Instrument | 2023039366 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 92 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0047171393 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92 ONDA LN ST AUGUSTINE FL 320954851, ST AUGUSTINE, FL 32095-4851 |
| Document Number | 0047171393 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 004717/001393 |
| Instrument | 29999 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,517 (-0.58%) Land $120,000 Building $343,517 | $463,517 (-0.58%) Land $120,000 Building $343,517 | |
| 2025 | $3,879.00 (+6.71%) Disabled Person's exemption Veteran's exemption | $466,205 (+2.19%) | $466,205 (+2.19%) Land $130,000 Building $336,205 |
| 2024 | $3,635.00 (+8.38%) Disabled Person's exemption Veteran's exemption | $456,197 (+2.04%) | $456,197 (+2.04%) Land $120,000 Building $336,197 |
| 2023 | $3,354.00 (-57.02%) Disabled Person's exemption Veteran's exemption | $447,091 (+6.98%) | $447,091 (+6.98%) Land $120,000 Building $327,091 |
| 2022 | $7,803.00 | $417,932 | $417,932 Land $95,200 Building $322,732 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures