St. Johns County property record for 100 Onda Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,660 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Nov 2023) |
| Tax Bill | $11,632 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072152-1090 |
| Primary APN | 072152-1090 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 3,364 sqft |
| 1st Floor Area | 2,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 100 ONDA LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/89-97 PALENCIA NORTH PHASE II D LOT 109 OR5855/1305 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE II D |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072152-1090
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Nov 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC |
| Jun 13, 2023 | Deed of Trust, Mortgage · Line of Credit COASTLINE FCU |
| Jun 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 01, 2023 | Deed of Trust, Mortgage · Line of Credit CO-NE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on Record |
| Deed Sale | Nov 13, 2023 · Amount on Record |
| Prior Sale | Nov 04, 2016 · Amount on Record |
| Deed Document Number | 202388817 |
| Deed Book / Page | 5855 / 1305 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 13, 2023 |
| Property Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0058551305 |
| Book / Page | 5855 / 1305 |
| Map Reference | MB 73 PG 89-97 |
| Instrument Date | Nov 09, 2023 |
| Instrument | 2023088817 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PARTNERS & ASSC LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5443 |
| Name | Verified Name |
|---|---|
| Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0058551307 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 5855///1307 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 CNDA LANE, ST AUGUSTINE, FL 32095 |
| Document Number | 0057740346 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 5774/346 |
| Instrument | 2023045605 |
| Name | COASTLINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0052911871 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 5291/1871 |
| Instrument | 2021067006 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Dec 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0054721892 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 5472/1892 |
| Instrument | 2022006702 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 100 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 ONDA LN, ST AUGUSTINE, FL 32095-4851 |
| Document Number | 0057481688 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 5748/1688 |
| Instrument | 2023032557 |
| Name | CO-NE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,029 (-3.41%) Land $120,000 Building $436,029 | $556,029 (-3.41%) Land $120,000 Building $436,029 | |
| 2025 | $11,632.00 (+8.39%) | $575,658 (+71.82%) | $575,658 (+10.61%) Land $130,000 Building $445,658 |
| 2024 | $10,732.00 (+50.98%) | ||
| 2023 | $7,108.00 (+1.6%) Homeowner's exemption | $335,039 (+3%) | $520,426 (+6.52%) Land $120,000 Building $400,426 |
| 2022 | $6,996.00 Homeowner's exemption | $325,281 | $488,569 Land $95,200 Building $393,369 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force 213 of 221 on primary residences |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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