St. Johns County property record for 79 Onda Ln, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,119 sqft · built 2016 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,000 (Dec 2016) |
| Tax Bill | $7,216 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072152-1070 |
| Primary APN | 072152-1070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,119 sqft Living Area |
| Gross Area | 2,697 sqft |
| 1st Floor Area | 2,119 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 160 sqft |
| Patio Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 79 ONDA LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/89-97 PALENCIA NORTH PHASE II D LOT 107 OR4296/26 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE II D |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072152-1070
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2016 · Amount on Record |
| Deed Sale | Dec 05, 2016 · Amount on Record |
| Deed Document Number | 201679211 |
| Deed Book / Page | 4296 / 26 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 79 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 79 ONDA IN, ST AUGUSTINE, FL 32095 |
| Document Number | 0055191806 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 5519/1806 |
| Instrument | 2022029735 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 79 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 79 ONDA LN, SAINT AUGUSTINE, FL 32095-4851 |
| Document Number | 0051350930 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5135/930 |
| Instrument | 2020118449 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Dec 01, 2046 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,293 (+2.7%) | $430,251 (-1.37%) Land $120,000 Building $310,251 | |
| 2025 | $7,216.00 (+8.79%) Homeowner's exemption | $286,556 (+2.9%) | $436,215 (+1.37%) Land $130,000 Building $306,215 |
| 2024 | $6,633.00 (+5.5%) Homeowner's exemption | $278,480 (+3%) | $430,325 (+1.99%) Land $120,000 Building $310,325 |
| 2023 | $6,287.00 (+1.52%) Homeowner's exemption | $270,369 (+3%) | $421,925 (+7.27%) Land $120,000 Building $301,925 |
| 2022 | $6,193.00 Homeowner's exemption | $262,494 | $393,344 Land $95,200 Building $298,144 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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