92 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 92 Montserrat Dr, Saint Augustine, FL 32092 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2023)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Dec 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`027442-2250`

Property Details

APN / Parcel Number

Primary APN	`027442-2250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,737 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,737 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	92 MONTSERRAT DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	94/30-41 WINDWARD RANCH PHASE TWELVE LOT 225 OR5785/1431 & 6069/1054(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE TWELVE
Legal Block	1
Legal Lot Number	225
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-2250

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 16, 2024	Intrafamily Transfer, Transfer
Jul 03, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 01, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Jun 04, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Prior Sale	May 01, 2023 · Amount on Record
Deed Document Number	202351407
Deed Book / Page	5785 / 1431
Last Transfer Date	Nov 24, 2024
Transfer Doc	0060691054
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188

Mortgage

Document Number	0060040001
Date	Aug 15, 2024
Book Page	6004/1
Instrument	2024064589

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 16, 2024
Property Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0060691054
Book / Page	6069 / 1054
Map Reference	MB 94 PG 30
Instrument Date	Nov 24, 2024
Instrument	2024097595
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 WEXFORD WAY APT 329, 329, SAINT AUGUSTINE, FL 32095-0119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 03, 2023
Property Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0057851431
Book / Page	5785 / 1431
Map Reference	MB 94 PG 30
Instrument Date	Jun 29, 2023
Instrument	2023051407
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188

Mortgage

Document Number	0057851433
Date	Jul 03, 2023
Instrument	5785/1433

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 01, 2023
Property Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0057480296
Book / Page	5748 / 296
Map Reference	MB 94 PG 30
Instrument Date	Apr 27, 2023
Instrument	2023032261
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 SANDY BRANCH PL, SAINT AUGUSTINE, FL 32092-4750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 04, 2021
Property Address	92 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0052840307
Book / Page	5284 / 307
Map Reference	MB 94 PG 30
Instrument Date	May 28, 2021
Instrument	2021063221
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 MONTSERRAT DR, ST AUGUSTINE, FL 32092-1188

Mortgage

Document Number	0005284311
Date	Jun 04, 2021
Instrument	5284/311

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,556 (-6.74%) Land $100,000 Building $234,556	$334,556 (-6.74%) Land $100,000 Building $234,556
2025	$4,643.00 (+5.81%) Homeowner's exemption	$358,729 (-2.82%)	$358,729 (-2.82%) Land $100,000 Building $258,729
2024	$4,388.00 (-0.02%) Homeowner's exemption	$369,153 (+13.32%)	$369,153 (+13.32%) Land $100,000 Building $269,153
2023	$4,389.00 (+4.48%)	$325,774 (+5.15%)	$325,774 (+5.15%) Land $90,720 Building $235,054
2022	$4,201.00	$309,829	$309,829 Land $84,000 Building $225,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 74 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024, other causes

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 840 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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