48 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 48 Montserrat Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,126 sqft Living Area
Lot Size	9,147 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$331,900 (2021)
Tax Bill	$4,924.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027442-2200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,126 sqft Living Area
Gross Area	2,700 sqft Gross Area
1st Floor	2,126 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,147 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	414 sqft Garage
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	48 MONTSERRAT DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1188
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	94/30-41 WINDWARD RANCH PHASE TWELVE LOT 220 OR5250/557
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE TWELVE
Legal Block	1
Legal Lot Number	220
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-2200

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Doc Number	202147378
Deed Book / Page	5250 / 557
Record Refreshed	Jun 08, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 28, 2021
Property Address	48 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188
Document Number	0052500557
Book / Page	5250 / 557
Map Reference	MB 94 PG 30
Instrument Date	Apr 27, 2021
Instrument	2021047378
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,323.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	48 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1188

Mortgage

Document Number	0005250561
Date	Apr 28, 2021
Instrument	5250/561

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,624 (-3.94%) Land $100,000 Building $264,624	$364,624 (-7.05%) Land $100,000 Building $264,624
2025	$4,924.00 (+12.29%) Homeowner's exemption	$379,564 (+2.9%)	$392,259 (-2.88%) Land $100,000 Building $292,259
2024	$4,385.00 (+1.98%) Homeowner's exemption	$368,867 (+3%)	$403,877 (+12.78%) Land $100,000 Building $303,877
2023	$4,300.00 (-6.62%) Homeowner's exemption	$358,123 (+4.88%)	$358,123 (+4.88%) Land $90,720 Building $267,403
2022	$4,605.00	$341,444	$341,444 Land $84,000 Building $257,444

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 840 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.