92 Joy Ave, Delaware, OH 43015 Property Records

Delaware County property record for 92 Joy Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 1958
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on Record
Last Sale	$88,700 (May 1999)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-442-04-002-000`

Property Details

APN / Parcel Number

Primary APN	`519-442-04-002-000`
Alternative APN	`143826.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Gross Area	1,971 sqft
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	199 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	155 sqft
Shed	1 Shed
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	92 JOY AVE
City	DELAWARE
State	OH
Zip	43015-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2057
Legal Subdivision	HEATHS
Legal Lot Number	2057
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3007
Census Tract	10200

Owner

Source: Delaware County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 JOY AVE, DELAWARE, OH 43015-1855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 1999 · Amount on Record
Deed Sale	May 17, 1999 · Amount on Record
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jun 8, 2026
Property Address	92 JOY AVE, DELAWARE, OH 43015-1855
Document Number	0000014438
Instrument Date	May 22, 2026
Instrument	202614438
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 JOY AVE, DELAWARE, OH 43015-1855

Mortgage

Document Number	0000014438,
Date	Jun 8, 2026
Instrument	202614438

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	92 JOY AVE, DELAWARE, OH 43015-1855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019504
Date	Jul 25, 2018
Book Page	1584/1240
Instrument	2018-00019504

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (+5.38%)	$52,820 (-) Land $13,690 Building $39,130	$150,900 (-) Land $39,100 Building $111,800
2024	$2,493.00 (-0.2%) Homeowner's exemption	$52,820 (-) Land $13,690 Building $39,130
2023	$2,498.00 Homeowner's exemption	$52,820 Land $13,690 Building $39,130	$150,900 Land $39,100 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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