89 Joy Ave, Delaware, OH 43015 Property Records

Delaware County property record for 89 Joy Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1959
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-442-02-007-000`

Property Details

APN / Parcel Number

Primary APN	`519-442-02-007-000`
Alternative APN	`144761.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	181 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	89 JOY AVE
City	DELAWARE
State	OH
Zip	43015-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1661
Legal Subdivision	SAM & CLARA M DINOVO
Legal Lot Number	1661
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3004
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 JOY AVE, DELAWARE, OH 43015-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DELAWARE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 6, 2017
Transfer Doc	0000004362
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	89 JOY AVE, DELAWARE, OH 43015-1816
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029910
Date	Jul 1, 2021
Book Page	1875/1737
Instrument	202100029910

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Feb 10, 2017
Property Address	89 JOY AVE, DELAWARE, OH 43015-1816
Document Number	0000004362
Book / Page	1485 / 1536
Instrument Date	Feb 6, 2017
Instrument	201700004362
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	VALLEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004363
Date	Feb 10, 2017
Book Page	1485/1537
Instrument	201700004363

Lender

Name	DELAWARE COUNTY BANK
Address	POWELL, OH 43065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00 (+4.38%)	$47,430 (-) Land $12,360 Building $35,070	$135,500 (-) Land $35,300 Building $100,200
2024	$1,780.00 (-1.82%) Homeowner's exemption	$47,430 (-) Land $12,360 Building $35,070
2023	$1,813.00 Homeowner's exemption	$47,430 Land $12,360 Building $35,070	$135,500 Land $35,300 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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