88 Joy Ave, Delaware, OH 43015 Property Records

Delaware County property record for 88 Joy Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1970
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2025)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`519-442-04-003-000`

Property Details

APN / Parcel Number

Primary APN	`519-442-04-003-000`
Alternative APN	`142041.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	875 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	199 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	75 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	88 JOY AVE
City	DELAWARE
State	OH
Zip	43015-1855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2056
Legal Subdivision	C W HEATHS ADD
Legal Lot Number	2056
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3007
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5001 KINGSLEY DR, CINCINNATI, OH 45227-1114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/NEWARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	202526582
Prior Transfer Date	Aug 3, 2016
Prior Transfer Doc	0000033040
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 3, 2025
Property Address	88 JOY AVE, DELAWARE, OH 43015-1855
Document Number	0000026582
Map Reference	MB 2 PG 277
Instrument Date	Oct 17, 2025
Instrument	202500026582
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026583
Date	Nov 3, 2025
Instrument	202500026583

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	88 JOY AVE, DELAWARE, OH 43015-1855
Document Number	0000000349
Book / Page	001478 / 001135
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 W 2ND ST BUCKEYE LAKE OH 430087751, BUCKEYE LAKE, OH 43008-7751

Mortgage

Document Number	0000000349
Date	Jan 4, 2017
Book Page	001478/001135
Instrument	349

Lender

Name	FIRST FED'L S&L/NEWARK
Type	Federal Savings Bank
Address	NEWARK, OH 43055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+5.12%)	$39,130 (-) Land $12,670 Building $26,460	$111,800 (-) Land $36,200 Building $75,600
2024	$1,893.00 (-0.16%)	$39,130 (-) Land $12,670 Building $26,460
2023	$1,896.00	$39,130 Land $12,670 Building $26,460	$111,800 Land $36,200 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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