92 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 92 E Oneida St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,226 sqft · built 1900
Lot Size	0.085 acres (3,740 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Feb 1997)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.57-01-03`

Property Details

APN / Parcel Number

Primary APN	`351200 128.57-01-03`
Alternative APNs	`120012805700010030000000` `0173`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,278 sqft
2nd Floor Area	948 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,740 sqft (0.085 acres)
Lot Dimensions	44 ft deep x 85 ft wide
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0173
Street Address	92 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2000
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.57-01-03

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	92 E ONEIDA ST, OSWEGO, NY 13126-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 1997 · Amount on Record
Deed Sale	Feb 28, 1997 · Amount on Record
Deed Book / Page	1359 / 122
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	92 E ONEIDA ST, OSWEGO, NY 13126-2233
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 E 9TH T #A A, A, OSWEGO, NY 13126-2267

Mortgage

Document Number	0000007593
Date	Jul 13, 2022
Instrument	R-2022-007593

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00	$148,000 (+74.12%) Land $17,400 Building $130,600	$148,000 (+44.52%) Land $17,400 Building $130,600
2023		$85,000 Land $9,800 Building $75,200	$102,410 Land $11,807 Building $90,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.