104 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 104 E Oneida St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,149 sqft · built 1900
Lot Size	0.024 acres (1,050 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (May 2026)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-01-14`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-01-14`
Alternative APNs	`120012804900010140000000` `2405`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,149 sqft Living Area
1st Floor Area	724 sqft
Upper Floors Area	425 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,050 sqft (0.024 acres)
Lot Dimensions	30 ft deep x 35 ft wide
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2405
Street Address	104 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2006
Census Tract	21605

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	552 MIDDLE RD, OSWEGO, NY 13126-5886
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer
Feb 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CHRISTOPHER SMITH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	20264120
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 18, 2026
Property Address	104 E ONEIDA ST, OSWEGO, NY 13126-2251
Document Number	0000004120
Instrument Date	May 11, 2026
Instrument	20264120
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$25,856.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 MIDDLE RD, OSWEGO, NY 13126-5886
Investor	Possibly a Property Investor

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Feb 22, 2023
Property Address	104 E ONEIDA ST, OSWEGO, NY 13126-2251
Document Number	0000001617
Map Reference	MB 302 PG 529
Instrument Date	Jan 20, 2023
Instrument	R-2023-001617
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	CHICAGO TITLE TRUST, CHICAGO TITLE SYRACUSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 LINDENWOOD LN, LIBERTY, MO 64068-3123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E OCEDA STREET, OSWEGO, NY 13126

Mortgage

Document Number	0000001618
Date	Feb 22, 2023
Instrument	R-2023-001618

Lender

Name	CHRISTOPHER SMITH
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00	$55,000 (+4.17%) Land $9,500 Building $45,500	$55,000 (-13.54%) Land $9,500 Building $45,500
2023		$52,800 Land $5,700 Building $47,100	$63,614 Land $6,867 Building $56,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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