86 E Oneida St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 86 E Oneida St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,347 sqft · built 1900
Lot Size	0.053 acres (2,350 sqft)
Owner	2 Individual Names on File
Last Sale	$66,000 (Sep 2017)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.57-01-02`

Property Details

APN / Parcel Number

Primary APN	`351200 128.57-01-02`
Alternative APNs	`120012805700010020000000` `1297 M`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,347 sqft Total Area
1st Floor Area	1,270 sqft
2nd Floor Area	792 sqft
Upper Floors Area	285 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,350 sqft (0.053 acres)
Lot Dimensions	47 ft deep x 50 ft wide
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1297 M
Street Address	86 E ONEIDA ST
City	OSWEGO
State	NY
Zip	13126-2233
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TN1
Legal Subdivision	SIXTH WARD
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2000
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.57-01-02

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13981 STATE ROUTE 38, STERLING, NY 13156-3137
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Aug 09, 2013 · Amount on Record
Deed Document Number	20178830
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 12, 2017
Property Address	86 E ONEIDA ST, OSWEGO, NY 13126-2233
Document Number	0000008830
Instrument Date	Aug 29, 2017
Instrument	R-2017-008830
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT & TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	573 FOELERSILL RD, 573, BLOOMSBURG, PA 17815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13981 ST 38, STERLING, NY 13156

Mortgage

Document Number	0000008831
Date	Sep 12, 2017
Instrument	R-2017-008831

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2032

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00	$123,000 (+80.88%) Land $16,200 Building $106,800	$123,000 (+50.13%) Land $16,200 Building $106,800
2023		$68,000 Land $8,100 Building $59,900	$81,928 Land $9,759 Building $72,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 644 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO CITY serves 29,400 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.