Anne Arundel County property record for 92 E Lake Dr, Annapolis, MD 21403 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.168 acres (7,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2021) |
| Tax Bill | $2,425 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-047-06490730 |
| Primary APN | 02-047-06490730 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,317 sqft (0.168 acres) |
|---|---|
| View / Lot | Waterfront |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 04706490730 |
|---|---|
| Street Address | 92 E LAKE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 27 SC 7 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 27 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-047-06490730
Assessment roll updated August 13, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 90 E LAKE DR, ANNAPOLIS, MD 21403-4413 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Jun 22, 2023 | Intrafamily Transfer, Transfer |
| Oct 20, 2021 | Re-recorded Document FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2008 |
| Deed Book / Page | 37738 / 140 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0377380140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 02, 2026 |
| Property Address | 92 E LAKE DR, ANNAPOLIS, MD 21403-4413 |
| Document Number | 4240000118 |
| Book / Page | 42402 / 118 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 217 RAVENSCLIFF RD, ST DAVIDS, PA 19087-4738 |
| Document Number | 4240000118, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 42402/118 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 22, 2023 |
| Property Address | 92 E LAKE DR, ANNAPOLIS, MD 21403-4413 |
| Document Number | 0397410122 |
| Book / Page | 39741 / 122 |
| Map Reference | MB 3 PG 44 |
| Instrument Date | May 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 90 E LAKE DR, ANNAPOLIS, MD 21403-4413 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 20, 2021 |
| Property Address | 92 E LAKE DR, ANNAPOLIS, MD 21403-4413 |
| Document Number | 0377380140 |
| Book / Page | 37738 / 140 |
| Map Reference | MB 3 PG 44 |
| Instrument Date | Jan 26, 2021 |
| Record Updated | Nov 09, 2021 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 108 CRESSTON RD, ARNOLD, MD 21012-1007 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,425.00 (+146.69%) | $141,500 (+57.05%) Land $141,500 | $167,200 (+85.57%) Land $167,200 |
| 2023 | $983.00 (+5.47%) | $90,100 (+1.01%) Land $90,100 | $90,100 (-) Land $90,100 |
| 2022 | $932.00 | $89,200 | $90,100 Land $90,100 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Nearby Flood Policies | 64 in force 52 of 64 on primary residences |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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