84 E Lake Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 84 E Lake Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,147 sqft · built 1988
Lot Size	0.655 acres (28,513 sqft)
Owner	2 Company Names on Record
Last Sale	$1,300,000 (Sep 2020)
Tax Bill	$16,843 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-047-90024050`

Property Details

APN / Parcel Number

Primary APN	`02-047-90024050`
Alternative APNs	`2-047-90024050` `04790024050`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,147 sqft Living Area
Gross Area	3,499 sqft
1st Floor Area	2,027 sqft
Basement Area	10 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,513 sqft (0.655 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Open Porch
Porch Area	224 sqft
Deck Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04790024050
Street Address	84 E LAKE DR
City	ANNAPOLIS
State	MD
Zip	21403-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 31 SC 7 BAY RIDGE
Legal Subdivision	BAY RIDGE
Legal Block	4
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	4
Census Block	4002
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	84 E LAKE DR, ANNAPOLIS, MD 21403-4413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Intrafamily Transfer, Transfer
Sep 14, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Oct 11, 1990 · Amount on Record
Deed Book / Page	35205 / 196
Last Transfer Date	Feb 2, 2026
Transfer Doc	0420910431
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 18, 2026
Property Address	84 E LAKE DR, ANNAPOLIS, MD 21403-4413
Document Number	0420910431
Book / Page	42091 / 431
Map Reference	MB 3 FO 44
Instrument Date	Feb 2, 2026
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	84 E LAKE DR, ANNAPOLIS, MD 21403-4413

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 14, 2020
Property Address	84 E LAKE DR, ANNAPOLIS, MD 21403-4413
Document Number	0352050196
Book / Page	35205 / 196
Map Reference	MB 3 FO 44
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	84 E LAKE DR, ANNAPOLIS, MD 21403-4413

Mortgage

Document Number	35205200
Date	Sep 14, 2020
Instrument	35205/200

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,382,800 (+25.82%) Land $2,570,100 Building $812,700	$3,382,800 (-) Land $2,570,100 Building $812,700
2025	$16,843.00 (+2.98%) Homeowner's exemption	$2,688,533 (+106.81%)	$3,382,800 (+160.22%) Land $2,570,100 Building $812,700
2024	$16,356.00 (+15.22%)
2023	$14,196.00 Homeowner's exemption	$1,300,000 Land $739,000 Building $561,000	$1,300,000 Land $739,000 Building $561,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	7 (2003–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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