Anne Arundel County property record for 86 E Lake Dr, Annapolis, MD 21403 · Last verified September 2023
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.527 acres (22,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Dec 2021) |
| Tax Bill | $10,476 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 02-047-90024051 |
| Primary APN | 02-047-90024051 |
|---|---|
| Alternative APNs |
|
| Fireplace | Fireplace |
|---|
| Lot Area | 22,993 sqft (0.527 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 04790024051 |
|---|---|
| Old Parcel Number | 204790024051 |
| Street Address | 86 E LAKE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4413 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 30 SC 7 86 E LAKE DR BAY RIDGE |
| Legal Section | 07 |
| Legal Subdivision | BAY RIDGE |
| Legal Lot Number | 30 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-047-90024051
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 810 BLOSSOM DR, ROCKVILLE, MD 20850-2026 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Nov 06, 1996 |
| Deed Document Number | 0038093118 |
| Deed Book / Page | 38093 / 118 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 17, 2021 |
| Property Address | 86 E LAKE DR, ANNAPOLIS, MD 21403-4413 |
| Document Number | 0380930118 |
| Book / Page | 38093 / 118 |
| Map Reference | MB 3 FO 44 |
| Instrument Date | Nov 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 819 BLOSSOM DR, ROCKVILLE, MD 20850-2027 |
| Document Number | 0380930122 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 38093/122 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,476.00 | $959,400 Land $959,400 | $959,400 Land $959,400 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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