Fluvanna County property record for 92 Cunningham Ct, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,532 sqft · built 2017 |
| Lot Size | 3.46 acres (150,718 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,652 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17 29 8 |
| Primary APN | 17 29 8 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| Gross Area | 6,414 sqft |
| 1st Floor Area | 2,532 sqft |
| Basement Area | 2,532 sqft |
| Finished Basement | 2,532 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 150,718 sqft (3.46 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 135 sqft |
| Patio Area | 279 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 92 CUNNINGHAM CT |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 976-495 AC 3.46 FOX HOLLOW SECTION IV |
| Legal Subdivision | FOX HOLLOW SECTION IV |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20300 |
Source: Fluvanna County records · APN 17 29 8
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2016 |
| Deed Sale | Dec 09, 2016 |
| Deed Document Number | 20163697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 92 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210002408 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 210002408 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,700 (%) Land $60,800 Building $687,900 | $748,700 (%) Land $60,800 Building $687,900 | |
| 2025 | $5,652.00 (+16.61%) | $748,720 (+30.37%) Land $60,800 Building $687,920 | $748,720 (+30.37%) Land $60,800 Building $687,920 |
| 2023 | $574,300 Land $60,800 Building $513,500 | $574,300 Land $60,800 Building $513,500 | |
| 2022 | $4,847.00 |
Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
Based on FCC filings for 33 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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