Fluvanna County property record for 81 Cunningham Ct, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,733 sqft · built 2010 |
| Lot Size | 4.69 acres (204,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $526,100 (May 2010) |
| Tax Bill | $5,481 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17 29 9 |
| Primary APN | 17 29 9 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,733 sqft Living Area |
| Gross Area | 7,254 sqft |
| 1st Floor Area | 2,733 sqft |
| Basement Area | 1,952 sqft |
| Unfinished Basement | 1,952 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 204,296 sqft (4.69 acres) |
| Terrain | Rolling |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 489 sqft |
| Deck Area | 576 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 81 CUNNINGHAM CT |
|---|---|
| City | PALMYRA |
| State | VA |
| Zip | 22963-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 816-791 AC .69 FOX HOLLOW SECTION IV |
| Legal Subdivision | FOX HOLLOW SECTION IV |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20300 |
Source: Fluvanna County assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 3, 2010 · Amount on Record |
| Deed Sale | May 3, 2010 · Amount on Record |
| Prior Sale | Jun 26, 2009 · Amount on Record |
| Deed Document Number | 20101389 |
| Deed Book / Page | 816 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 81 CUNNINGHAM CT, PALMYRA, VA 22963-2400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1700177 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 1700177 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $726,000 (-) Land $60,800 Building $665,200 | $726,000 (-) Land $60,800 Building $665,200 | |
| 2025 | $5,481.00 (+21.37%) | $726,000 (+35.68%) Land $60,800 Building $665,200 | $726,000 (+35.68%) Land $60,800 Building $665,200 |
| 2023 | $535,100 Land $60,800 Building $474,300 | $535,100 Land $60,800 Building $474,300 | |
| 2022 | $4,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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